For comparison, the S&P 500 has experienced an appreciation of 305%, while the ASX200 recorded only a 119% increase during the same period. This material performance differential is highly relevant for retirement planning, as reliance solely on Australian market returns may prove insufficient to realize your future financial aspirations.
At DS Financial, our core expertise lies in providing clients with strategic access to high-growth global markets that consistently outperform traditional Australian investment options. Our international focus is reinforced by cutting-edge financial technology, including advanced AI-driven tools, ensuring your capital is optimally positioned to capitalize on global opportunities.
The ASX, despite its correlation, has historically failed to match the robust growth trajectory of the US stock market. The S&P 500’s substantial outperformance is driven by factors such as higher Price-to-Earnings ratios and greater reinvestment of earnings within leading US companies. This divergence underscores the necessity of seeking higher-growth markets outside of Australia for your retirement savings.
At DS Financial, we prioritize international investment opportunities engineered to consistently surpass ASX returns, positioning your superannuation for accelerated growth and superior outcomes.
We do not confine your investment potential to the Australian domestic market. Our specialized knowledge of international markets—encompassing high-yield property investment in strategic global centres like Dubai and London—provides access to superior, globally diversified returns.
Furthermore, we offer pathways to invest in top-performing assets like cryptocurrencies, Initial Coin Offerings (ICOs), and highly curated ETFs, enabling you to tap into exclusive trading opportunities that are typically inaccessible via traditional Australian investment channels.
The Australian market, particularly in the resources sector, is prone to periods of volatility linked to fluctuations in global commodity prices or economic shifts in major trading partners. By strategically diversifying your investments globally, we access opportunities with lower exposure to localized market trends, insulating your superannuation from undue domestic volatility.
We employ the most sophisticated technology available, including the strategic licensing of BlackRock’s Aladdin, the world’s preeminent risk management platform. This ensures that your superannuation funds are managed with meticulous precision and care.
This powerful AI integration facilitates data-driven decision-making, which is instrumental in minimizing downside risk while simultaneously maximizing growth potential. Combined with our fiduciary responsibility to safeguard your assets, you can have complete assurance that your superannuation is protected, providing genuine peace of mind.
The required superannuation balance is fundamentally linked to your desired retirement lifestyle. Achieving a truly secure and comfortable future often necessitates returns that exceed the market average. The following figures, based on the Association of Superannuation Funds of Australia (ASFA), represent the typical super balance for various age groups, serving as a guideline for your assessment:
Your superannuation is more than just a savings account it is the most powerful tool you possess for building the comfortable, flexible future you envision. But relying on average returns often leads to an average retirement.
|
Age group
|
Male
|
Female
|
|---|---|---|
|
Under 18
|
$7,666
|
$5,088
|
|
18-24
|
$8,069
|
$7,297
|
|
25-29
|
$25,407
|
$23,273
|
|
30-34
|
$53,154
|
$44,053
|
|
35-39
|
$90,822
|
$71,686
|
|
40-44
|
$131,792
|
$102,227
|
|
45-49
|
$180,958
|
$136,667
|
|
50-54
|
$237,084
|
$237,084
|
|
55-59
|
$301,922
|
$228,259
|
|
60-64
|
$380,737
|
$300,717
|
|
65-69
|
$428,533
|
$379.483
|
|
70-74
|
$474,898
|
$422,348
|
|
75 or more
|
$487,525
|
$416,279
|
